I really like the convenience of paying for my daily Starbucks habit with their smartphone app. It also keeps track as I collect points with every purchase, which add up to free drink and food rewards. I've been a bit of an over-achiever recently and I'm up to 8 freebies. I see a Caramel Brulée Latte in my near future.
https://www.starbucks.com/card/rewards
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